Funds INC offers Small Business Administration loans that can help most businesses fund equipment, business or real estate acquisitions.

General Loans

Our general loans, which are disbursed through the SBA’s 7(a) and 504 programs, feature competitive rates and terms, including:

Maximum 100 percent financing.
Terms up to 25 years.

Full amortization.
Fixed or variables rates. You may receive up to $5 million, and pre-qualification is free.

7(a) Program

Most for-profit, owner-occupied properties qualify for 7(a) loans, which may range from $100,000 to $5 million. Eligible properties include offices, manufacturers, childcare facilities, shops, start-ups and franchises.

The type of financing determines your terms. Generally, we offer between 80 and 100 percent financing with terms between 7 and 25 years. Rates are market-based.

504 Program

504 loans can provide long-term financing worth 80 to 90 percent of your total project value. We fund projects worth up to $12 million. Our lender community provides mortgages of up to $5 million, and a Community Development Company supplies up to $7 million through a second mortgage.

First and second mortgage terms vary from 15 to 25 years, based on the financing. First mortgage rates are fixed or variable, and fees are market-based. Second mortgages have fixed rates and various fees, including closing, bridge and legal review costs.

Ready to take the next step? Contact us today.

Ready to take the next step? Contact us today.

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